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Contractor Guides 24 Aug 2026

7 things to ask before buying contractor insurance

Buying contractor insurance isn’t exactly the most exciting item on your to-do list.  When you’re focused on winning contracts, meeting…

Contractor Guides 26 May 2026

Simplifying insurance: what is claims made vs claims occurring

When you’re choosing insurance, you’ll often come across two terms: claims made and claims occurring. They both refer to the…

Contractor Guides 26 Feb 2026

Professional indemnity insurance: what’s a retroactive date

Whether you’ve just taken out a professional indemnity policy or you’re shopping for new business insurance, chances are you’ve come…

Contractor Guides 16 Feb 2026

A ‘Making Tax Digital’ wake-up call for sole traders

The way Britain pays tax is entering its biggest modernisation in a generation, with Making Tax Digital (MTD) for Income…

Contractor Guides

Online Self Assessment tax return deadline: what to know for 2026 (and beyond)

If you’re required to file a Self Assessment tax return for the 2024/25 tax year, the deadline to submit it…

Contractor Guides

What is the difference between a sole trader and a limited company?

One of the big questions for any contractor when they first set up as self-employed is whether you should operate as a…

Contractor Guides

Employers’ liability requirements and who’s exempt

Employer’s liability insurance isn’t just a box to tick – it’s a legal safeguard that protects businesses and their employees,…

Contractor Guides

Public liability vs products liability: what’s the difference

Delving into the world of business insurance can seem like a whirlwind, and that’s before you come across public liability…

Contractor Guides

Business insurance for graphic designers: What it covers and why it matters

Insurance for graphic designers is often questioned – why do they need insurance? What are they even covering? One Reddit…

Contractor Guides

Decoding business insurance: common insurance terms explained

Insurance jargon can be like trying to understand another language sometimes. There’s probably plenty of common insurance terms you’ve come…

Contractor Guides

New business checklist: what insurance you need

Starting a business is exciting – but it also comes with risks. Whatever your business, insurance can help protect you…

Contractor Guides

How to report cyber crime

A single cyber incident can disrupt operations, compromise sensitive data, and damage trust. In the face of such a threat,…

Contractor Guides

What to do if you’re a cyber attack victim

It’s hard to live in the modern world without being online. But that’s made way for cyber crime. No longer…

Contractor Guides

Cyber security best practices: tips to keep your business safe online

Whether you’re a freelancer, sole trader, contractor or small business owner, understanding and implementing cybersecurity best practices can mean the…

Contractor Guides

How much professional indemnity insurance do I need?

Professional indemnity insurance cover is one of the staples of many business insurance packages, along with public liability insurance and employers’ liability…